Need to make $400 dollars fast? There are so many reasons for needing to make an extra 400 dollars. Sh*t happens. I don’t know why you need extra money, but heck, we all do. That’s why I searched the web for “how to make $400 fast” and found the best ways. Whatever your reason is for needing extra cash, you’ll benefit from reading this article.
It’s kind of lengthy, but trust me, you’ll want to read it to the very end. I’m going to show you exactly how to make 400 dollars fast. Some of the methods require downloading an app, others will be a bit more involving.
What you earn depends on how much effort you put in. People get want they need, not what they want. If you need money now, put in the work.
Legit ways to make $400 dollars fast
If you have ever caught yourself thinking, “I need 400 dollars today” then you’ll likely benefit from some quick wins. The first thing you’ll want to do is check if you have any unclaimed money in an old bank account that you opened as a kid, a check from a former employer from your high school job or a utility deposit on an account you closed. You can go to NAUPA and see if you’re owed any money. But if you’re in a hurry, you can secure some quick wins with the following survey sites:
- SurveyJunkie: Makeup to $50 per survey in your spare time from home to take online surveys, participating in focus groups and trying new products. Join SurveyJunkie Now
- Swagbucks: Watch videos, take surveys, shop and more to earn real money. Join Swagbucks Now to Get $10 Free
- InboxDollars: Has so far paid its members over $40 Million. Watch videos, take surveys, shop and more. Join InboxDollars Now and Get Free $5
- Nielsen: Will pay you $50 a year to keep their app on your favorite internet-browsing device. Click Here to Get Started and Earn $50
1. Download Nielsen Panel on your devices
By using the internet as you do every day, Nielsen invites you to make a difference – and you can make money too.
I downloaded this app on all of my devices and make around $400 a year passively.
You don’t really have to do anything other than initially registering your devices (phone, laptop, tablet) and they’ll pay $50 per device.
This is a smart way to make extra money as even if you just install it on your phone they’ll pay you $50 a year keep their app on it.
They also keep things interesting for me since they give away a modest $10,000 each month. I like to think I have better chances of getting it than the lottery, so consider it a free lotto ticket each month, too.
If you are interested in getting paid passively, I recommend that you sign up through here for a registration bonus.
2. Build a more perfect portfolio
Wouldn’t it be great if you could invest in commercial real estate and apartments without dealing with all the hassle of buying, improving, and re-selling real estate?
You don’t have to be a millionaire to invest in these types of properties. Fundrise allows you to now invest in large-scale real estate for as little as $500.
For example, I invested in $1,000 in February (to diversify my portfolio) and my account has gained $15.98 in profit since then, it’s actually quite exhilarating!
Through their real estate investment products, investors earned an average of 8.74 – 12.4 percent on their money last year, and all without painting a wall or dealing with unruly tenants.
- 8.74% – 12.4% historical annual returns
- Diversify your portfolio with real estate
- Maximize your earnings with a low-fee approach
There is a reason why they currently have over 400,000+ users, this app really pays us!
If you’re interested, I recommend you sign up for more information from Fundrise by clicking here.
3. Deliver groceries to make your $400 fast
You can also make money fast by delivering groceries.
Instacart delivers groceries from local stores in two hours from stores like Whole Foods Market, Target, Costco and Petco. Why should you care? Because this is a lucrative opportunity for you to make money fast.
If you wanted to become an Instacart personal grocery shopper, you’ll earn an average of $15 per hour!
How to make that $400 fast though?
Sign up as a personal grocery shopper and start to receive grocery orders through an app on your smartphone and then shop and deliver groceries to the customer’s door. You can start earning quickly and get paid weekly and schedule hours based on your schedule.
4. Fill out surveys
There are many sites on the Internet that pay people to fill out surveys. For each survey you complete, the website allows you to earn points that you can exchange for money.
Most sites like Survey Junkie or Swagbucks allow you even cash out your earnings for real cash through PayPal. You could probably make $400 bucks in a month by spending an hour taking surveys a few days a week.
You won’t get rich, but you will earn some money and that’s what this article is all about.
You will find more information and more recommended survey sites and ways to earn money in this article on the best money apps.
5. Sell your old clothes
If you have a lot of old clothes, that you have not used for many years and that you honestly do not know why you keep, do not hesitate to sell it and get money. There are many websites, like Ebay or selling apps that can help you get rid of clothes, shoes, and accessories that you do not use.
If in your country there is still no platform to help you sell your clothes, you can organize a garage sale among your neighbors, in order to declutter your wardrobe and earn money.
This is one of the most common ways people waste money (even if you’re money savvy).
My bank charges me a monthly maintenance fee, out-of-network ATM fees, overdraft fees, and the list goes on. It’s likely your bank does the same unless you’re hip to newer mobile banks like Chime.
Chime is free to apply and only takes two minutes!
I haven’t even mentioned my favorite part – if you set up direct deposit with Chime you get paid two days earlier. I usually get paid bi-weekly on Fridays, before using Chime, now I get paid every Wednesday.
If no overdraft fees, no minimum balance requirements, no monthly service fees, no foreign transaction fees, no transfer fees, and over 38,000 free ATMs to use sound good to you, then you can apply here.
7. Get $400 now with ZippyLoan
If you actually need money now, then you can opt for a personal loan. When you need money in a hurry ZippyLoan is where to go. You apply for a loan through the Zippy Loan site, if approved they send your loan application to one of many loan providers.
You review the loan details and e-sign if you like what you see. No risk in checking what offers you’ll get. You can borrow between $100 and $15,000 as soon as tomorrow. Loans service for up to 60 months.
ZippyLoan connects borrowers to lenders through their network of lenders. They’ll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.
8. Sign up for Rakuten
If you enjoy shopping online and always look for the best deals, Rakuten is a solid choice to make money the easy way.
Rakuten gives you money back on your purchases made. To get started all you need to do is register and before you shop next time, visit Rakuten first then your favorite store after. I do this every time I shop online because Rakuten works with almost every online store I can think of.
From the moment you start using Rakuten your savings is sure to add up and you can make $400 quickly depending on how often you shop. You can get paid via PayPal too. Rakuten also gives you a $10 sign up bonus to start. Get your bonus here.
9. Sell on Shopify
Use your creativity to make money if you have knowledge of creating personalized items! You can offer T-shirts, mugs, pillows, sweatshirts, among other products, with customized designs to the clients’ taste on Etsy.
I’ve got a friend that creates art and he can charge whatever he wants. It’s all about creating a lucrative brand, then you can earn a lot. Selling personalized products will help you get money, and you can also use social media to promote yourself and use Facebook ads to reach people all over the country. You can learn more by visiting online stores like Shopify and Etsy.
10. Teach English online
Becoming a tutor is a good option if you have your afternoons free, it also allows you to earn a good amount of money. The pay is actually very good and can earn an average of $20/hr by teaching English online.
The most recognized website for teaching English online in the US and UK is EF Education First.
Live in the U.S. or U.K. and hold a bachelor’s degree? You can earn up to $20.00 per hour to teach kids English online from home.
11. Offer your services on Fiverr
From the comfort of your home, it is very easy to earn money online using Fiverr. By using Fiverr you can offer your services for $5 or more, and you can easily create an account and start earning money right now. No joke.
On Fiverr, thanks to a large number of service categories, you can offer a variety of services: from unconventional services, such as writing a phrase on your face or body, writing names with legos or dancing to a song, or professional services such as logo designs, website design, proofreading or writing articles.
Fiverr opens up a whole range of possibilities. One of the advantages of Fiverr is that it allows you to manage your own time and schedule. If you want to know more about how to make money with Fiverr, you can visit the site here.
12. Download GetUpside
Have you ever dreamed of paying less for gas each week? Well, that time has come, with GetUpside you can earn money by sharing your purchase receipts and shopping at local stores. I heard about this app on the radio and decided to try it out for myself.
The system is simple: you take a photo of your gas receipt and upload it. Then the app will digitize the receipt information and you’ll get up to 25 cents off each gallon. I’m surprised I don’t hear about this app more often though, I make a killing with it:
You can likely rack up an extra $400 this year by using it. And you can also save up to 35% at restaurants and 15% at grocery stores near you. The money you earn can be transferred to your Paypal account or redeemed for gift cards to buy at Amazon and other stores. You can get a download link sent to your phone here.
13. Get paid to be healthy
Do all your friends post flashy Instagram pictures and look amazingly good?
Even if they don’t, I wanted to get fit and make it a habit, but it was tough to get started.
What helped me lose over 10 pounds was when I had my own money on the line.
In fact, I was able to do with HealthyWage, and won $1,050 after losing only 10 pounds.
So if you need some extra motivation and an extra $400 or more then head over to HealthyWage to learn more.
You’ll have to decide on how much weight you want to lose and how long you need to reach your goal. You then bet on yourself and can win up to $10,000 depending on your HealthyWager.
14. This Free App Could Make You Up To $180 This Year
Another option to make money fast is by joining the SavvyConnect community. By joining, you can receive many incentive rewards up to $100 just by simply installing and keeping its app active on your devices from home.
At first, you may feel a little timid about installing random apps on your phone, but you will soon realize that SavvyConnect is the real deal once they start paying you – up to $15 per month ($5 per device type) and up to $180 in a year, simply for remaining active in the SavvyConnect community.
What’s required? Install the SavvyConnect app to your PC, Smartphone, or Tablet to earn $5 per device per month.
If you feel like you could benefit from making passive income, then consider this passive income opportunity – SavvyConnect.
If you’re at all interested in making easy money, then you can learn more about SavvyConnect here.
And you only need to install the free app on your phone, and it’s likely you will make up to $180 this year with this free app!
15. Get paid to do market research
InboxDollars is a survey site and one of the best survey sites. I’ve used them before and they are pretty legit. They make money by using the information you provide and use it as market research. So, you’re actually getting paid to participate in surveys, watch videos, play video games, make purchases online, read emails with promotions, use discount coupons or simply make purchases online.
It’s actually kind of fun to do this while you’re watching TV or just bored. Obviously, you will not get rich just by responding to surveys, but it is a way to get extra income per month.
In the US, here are some of the highest rated paid survey websites:
- Swagbucks is one of my favorite survey pages. A large variety of surveys and in different categories and they make payments via PayPal.
- Another website that I like very much and that is available in several countries is Survey Junkie. You can earn money by taking surveys, watching videos, completing tasks, trying new products, etc … it also has a very cool interface!
- With InboxDollars you could earn money mainly by watching advertisements but now the most interesting sections are surveys, videos, games, and searching. Plus, they give you a $5 sign up bonus here if you sign up before the end of this month.
16. Make deliveries with DoorDash
If you want to make legitimate money quickly, delivering with DoorDash is a smart side hustle.
With DoorDash, you get to deliver food to people around your city and get paid well (I’m talking an extra $400 this week by completing 40 deliveries).
So if you wanted to use your spare time (or even your lunch break) to get extra cash for your long term or short goal goals, you should check out this food delivery company.
So instead of partying up this weekend, why not make your $400 fast with DoorDash?
17. Lower your monthly bills
“I could not believe how easy this was to do. It took me about 5 mins of work and I had about $70 in my account.”
When you want to make a quick $400, one of the easiest ways you may overlook is finding easy ways to lower your expenses.
I didn’t realize how much I was overspending on my cable, phone bill and to random subscriptions that are on autopay.
Most people don’t bother with the trouble of calling up AT&T, Verizon, Sprint (or whatever cell phone provider you use) to try to get their cell phone bill lowered. So let someone else do it for you.
Avoid overpaying on bills by using Cushion, a free bot that will negotiate down bills for you. It will even check on those pesky subscriptions for you.
You’ll need a Facebook account to use it, as it communicates with you over Facebook messenger (or via text).
It’s pretty simple to sign up using your Facebook account and takes a minute. You’ll likely be able to save over $400 this year by using it!
18. Rent your car when you’re not using it
Driving for Lyft is legit and the current driver promotion of $1,000 guaranteed is the icing on the cake. But, I can’t always do drive people around with my schedule.
I have 2 other jobs and that means my car is just sitting in the parking lot 15 hours a day.
Being the smart side hustler I am, I turned to make money with my idle car and you can too.
You’ve got an asset if you have a car, why not make money with it on Getaround?
Getaround lets you make money by sharing your car. It’s pretty simple to use, just list your car and they handle everything else (insurance, logistics of renting it out, scheduling, handing over keys)… they pretty much do all the work for you.
You can make $400 fast with this side hustle depending on your car and how many hours you can share it per week.
I’m paid monthly and make an extra $520 a month by sharing my car around 26 hours per week (an extra $6,240 a year).
19. Claim the best internet freebies you can get right now
When trying to make $400 fast, every dollar counts.
Thankfully, you can easily pad your wallet or purse with cash back apps like Ibotta ($10 sign up bonus), Checkout 51 (free groceries), and Pei ($15 sign up bonus) that pay you for the shopping you do daily.
Sign up for all three and that’s a quick $25 just for downloading three apps – not bad.
Here are some other companies that pay you for downloading:
- Survey Junkie: Make $2-50 in your spare time each day by taking surveys, participating in focus groups, and testing new products. Join Survey Junkie here.
- Swagbucks: Similar to Survey Junkie, but with a few more ways to earn (such as watching videos and using their search engine). Get a $5 signup bonus for joining.
- Rakuten and Dosh: Two cash back apps that essentially pay you whenever you shop; Rakuten offers a $10 signup bonus and Dosh offers a $5 signup bonus.
- Acorns: Once you connect the app to your card, it rounds up your purchases to the nearest dollar and funnels your digital change into an investment account. Sign up to try it risk-free with a $5 sign up bonus
20. Make $400 fast playing games
We love to play games online. They’re super addictive. They’re great time-killers.
But I found ways you can actually make money playing games with fun apps.
I’m probably not talking about a ton of money. But it’s possible to scratch up a little cash and/or save some money playing games from your phone.
Especially if you’re just bored in your apartment, waiting in line at the grocery store or just trying to pass the time at work.
I road-tested some of the best (and fun) gaming apps that you can actually download these and start getting paid cash and rewards immediately.
So far Mistplay is exactly as advertised, it really pays you to play fun games that it has in your ‘mixlist’.
I found one game (pretty addicting) to play and I have played for about a day and I have over 500 pts (2,000 gets most $5 gift cards). Cool stuff.
It’s not too invasive or overwhelming on my screen. My only complaint? I wish there more games to choose from, but it’s very simple to earn money with this legit gaming app. You sign up through here for a registration bonus (android devices only).
Swagbucks is another nifty site that I’ve been using for years to earn some side income. It’s not a lot but I can usually earn $50-100 per month doing little tasks.
Apart from earning money from playing games in its library, you can earn by watching videos, searching the web, shopping, and taking polls/surveys.
Plus, they even give new users a $10 signup bonus. They have already paid out its members over $400M, so join the fun.
If you love the feeling of buying lotto tickets or scratch-offs and dreaming about the money 💰 you stand to win — then you would seriously enjoy playing Lucktastic (download for Android only).
This free app offers the same daily scratch-off cards that you find at your local convenience store — but here you can play for free and win real money.
I was hesitant at first but this gaming app has over 327,695+ positive reviews in the Google Play store.
You can win up to $10,000 in card cash prizes and there are daily $500 Amazon gift card giveaways. The threshold for payout is only $2 and you can get daily opportunities to win big when you download the Lucktastic app for free.
Here is a quick recap of my favorite games that can help you earn some extra cash:
|Mistplay lets you earn cash incentives for every game you play on your Android device. There are no gimmicks that waste your time. It has over +100,993 positive reviews in the Google Play store. |
|Swagbucks offer you the opportunity to win valuable cash prizes or cool merchandise for playing free online games. With +44,958 positive reviews in the Google Play store, it's legit. |
|Lucktastic is a free and fun way to win real cash and prizes and earn rewards. +7,669 positive reviews in the App Store. |
21. Let a chatbot save you $400 this year
The next idea for you to save an extra $400 this year is by letting automation do the work for you.
Trim is a money saving bot that sends you messages via Facebook messenger and can help you save money.
After a quick 2 minute sign up the bot will go through your spending habits, show you all the subscriptions you’re signed up for (and should cancel), and even negotiate your utility bills for you.
Basically, a free personal financial advisor that you don’t have a pay a cent for, in fact, this chatbot will actually save you money.
It’s also worth mentioning another bot that has a black belt in fee negotiation is Cushion (I use both since they’re both free).
How to Get $400 Instantly?
22. Get a gator payday
If you didn’t like any of the options above, and REALLY need money right now you can get a quick $400 personal loan.
We compared the best personal loans for people who need quick money fast. Don’t worry, personal loans can be a great alternative to credit cards for large or unexpected expenses. In fact, you can enjoy fast and easy online applications with all the reputable lenders below (just be sure to pay it back quickly). Get $400 deposited into your bank account in a matter of seconds, here are your options:
|LENDER||RATES (APR)||LOAN AMOUNT||VISIT|
|5.99% – 16.24%||up to $100,000||NEXT|
|5.99% – 35.99%||up to $100,000||NEXT|
|7.99% – 35.89%||up to $15,000||NEXT|
|6.78% – 35.97%||up to $35,000||NEXT|
If you wanted to compare more offers, you can compare and find the best online personal loans here.
Making $400 Fast FAQs
When you need more money, times can get difficult or even depressing. But, there is a way to combat your lack of funds:
How do I make money now ASAP?
If you need to make money now ASAP do the following: Find ways to get paid on your lunch break by taking top paying surveys with Swagbucks, join an online rewards club like Drop, use Truebill detect potential savings in your current bills, score beer money with gaming apps like Mistplay, and earn free gift cards with InboxDollars.
How can I make money in one hour?
If you want to make money in one hour, do the following: Join a rewards site like Swagbucks or InboxDollars where you can make money consistently. Or you can earn money playing games on apps like Blackout Bingo. This app lets you play bingo for money — make $400 today. It is absolutely free to play Blackout Bingo and earn real-world rewards and cash prizes when you download through this link.
How can a beginner make money online?
Beginners can use the best survey sites to make money fast on PayPal. Free cash or free money is hard to come by but you can earn money on sites like Survey Junkie by referring friends and answering surveys to earn money online fast. You’ll never need to enter your debit card or credit card either, these paid survey sites are free to use with no broker or platform fees.
Need $400 Fast? Go Get It!
Everyone wants to make money fast. However, if you search the internet for how to make 400 dollars online you’ll find a bunch of affiliate marketers trying to promote affiliate links of spammy survey sites or services that haven’t even tried out.
Sure, the list I have provided may require a bit more work to earn your $400…. but they are real and honest ways you can ACTUALLY make 400 dollars. End rant. Got any more ways to make 400 dollars? Did I answer your question: how to make 400 dollars fast?