Privacy Policy - MoneyGator

Privacy Policy

Last Updated: February 9, 2025

MoneyGator ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website MoneyGator.net.

1. Information We Collect

Personal Information

When you submit a loan request, we may collect:

  • Full name
  • Email address
  • Phone number
  • Physical address
  • Date of birth
  • Social Security Number
  • Employment information
  • Income information
  • Bank account information
  • Driver's license number

Automatically Collected Information

When you visit our Website, we automatically collect:

  • IP address
  • Browser type and version
  • Device type
  • Operating system
  • Pages visited and time spent
  • Referring website
  • Cookies and similar tracking technologies

2. How We Use Your Information

We use your information to:

  • Connect you with lenders in our network
  • Process and respond to your loan request
  • Communicate with you about your request
  • Send marketing communications (with your consent)
  • Improve our Website and services
  • Comply with legal obligations
  • Prevent fraud and protect our rights

3. Information Sharing

We may share your information with:

  • Lenders and Financial Partners: We share your information with lenders in our network to process your loan request
  • Service Providers: Third parties who help us operate our business
  • Marketing Partners: With your consent, we may share information with marketing partners
  • Legal Requirements: When required by law or to protect our rights

4. Cookies and Tracking Technologies

We use cookies and similar technologies to:

  • Remember your preferences
  • Analyze Website traffic
  • Personalize content and ads
  • Track marketing effectiveness

You can control cookies through your browser settings. However, disabling cookies may affect Website functionality.

5. Data Security

We implement industry-standard security measures to protect your information, including:

  • 256-bit SSL encryption for data transmission
  • Secure servers and firewalls
  • Regular security assessments
  • Limited employee access to personal data

However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

6. Your Privacy Rights

California Residents (CCPA)

If you are a California resident, you have the right to:

  • Know what personal information we collect
  • Request deletion of your personal information
  • Opt out of the sale of your personal information
  • Non-discrimination for exercising your rights

To exercise these rights, visit our Do Not Sell My Personal Information page or contact us.

Other State Rights

Residents of other states may have additional privacy rights under applicable state laws. Contact us to learn more about your rights.

7. Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for the privacy practices of these websites. We encourage you to review their privacy policies.

8. Children's Privacy

Our Website is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date.

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MoneyGator is not a financial institution, lender, loan broker, or an agent of a lender or loan broker. MoneyGator does not make loans, is not involved in the loan approval process, and is not involved in a lender's decision-making process in any way. MoneyGator is a free, no obligation service, that introduces prospective borrowers to prospective lenders who offer loans. In order for MoneyGator to facilitate such a connection, a prospective borrower is required to provide certain information in order for the lenders that MoneyGator works with to determine whether they might be interested or able to lend money to a prospective borrower. MoneyGator receives compensation from the lenders who, based on their criteria, determine that a potential borrower appears to meet their lending criteria (a "Lead" or "Leads").

The lenders who compensate MoneyGator for Leads may request that introductions and Leads be based on information provided by prospective borrowers including social security number, address, phone number, employment history, bank account information etc. However, the information you submit on this website is not an application. It is information required by the lenders we work with in order to determine whether there's a potential fit between a prospective borrower and a lender. MoneyGator does not accept loan applications, does not collect loan applications, does not sell loan applications, and does not assist in the loan application process in any way. Prospective borrowers will need to fill out an application with any lenders they are connected to through this website. Prospective lenders may verify your supplied information with a number of independent verification companies including but not limited to: CLVerify, Teletrack, or Accutrnt. Prospective lenders may ask for additional information as part of their application processes. MoneyGator cannot and does not guarantee that a prospective lender will approve a loan in a certain amount or even that a prospective lender will approve you for a loan. Qualifying for final approval for a Personal Loan depends on many factors including, but not limited to: income levels, credit and state of residence Not all lenders will approve a loan for the full amount requested. Not all lenders will approve a loan up to $15,000. All requests are subject to credit approval by the lender and the exact terms of your loan will be determined and presented to you by your lender. Each lender uses their own policies to determine their terms.

MoneyGator provides no advice regarding the lenders introduced to prospective borrowers. MoneyGator cannot guarantee that its prospective lenders are qualified to make loans in your state. Prospective borrowers should research any lender that they are introduced to and should not seek a loan from a lender that does not offer loans in their state. MoneyGator provides no advice regarding loan terms, the suitability of loans to you, or any other aspect of a loan. MoneyGator merely makes connections between prospective borrowers and lenders. MoneyGator does not present loan terms to prospective borrowers. Only prospective lenders provide loan terms to prospective borrowers once MoneyGator makes an introduction. You should carefully review each lender's terms and conditions to determine which loan works for you and your personal financial situation. MoneyGator recommends that potential borrowers read any loan terms thoroughly and/or retain a loan broker or agent if advice is needed. Interest rates and terms from prospective lenders are subject to change at any time without notice. Late or missed loan payments may be subject to increased fees and interest rates by the prospective lender. Prospective lenders offer no guarantee that you will be approved for credit or that upon approval you will qualify for the prospective lender's advertised rates, fees, or terms they have shown. The offers on this site are from lenders who provide compensation to MoneyGator.net for provided leads. There is no cost to you to use this service. All reasonable efforts are made to provide and maintain accurate information. The rates set forth herein are examples for illustrative purposes only and are provided by prospective lenders. They are not a guarantee or commitment from the prospective lenders to loan funds or extend credit. Loans are not available in all states at all requested amounts. This service is not available to residents of New York or Illinois.