We’re attached to our mobile devices. According to a recent study, the average person spends nearly 5 hours a day on their phone.
Did you know that that phone that you use every day can actually put some cash in your pockets?
Life happens. Sometimes you need some extra cash to pay a bill or you’re trying to save up for something you want. You don’t want to fall behind on bills and are wondering how to make money today. Sure, another few dollars earned today wouldn’t hurt.
We’ve all been there, but what do you usually do when that happens? Most people search google for something like, “how to make money right now?”
Look no further; this is an exhaustive list of things that anyone can do, today, in order to make money with apps that really pay.
Best Money Making Apps for 2022
This list of best apps to make money is broken down into the following categories:
- Money Making Survey Apps
- Cash Back and Receipt Scanning Apps
- Apps That Pay You for Simple Tasks
- Best Apps for Selling Stuff
I reviewed dozens of apps that claim to get you money, but only listed the legitimate money-making apps.
Let’s get started.
Need Money Now?
If you actually need $200 right now, then you can opt for a personal loan. When you need money in a hurry ZippyLoan is where to go.
You apply for a loan through the Zippy Loan site, if approved they send your loan application to one of many loan providers.
You review the loan details and e-sign if you like what you see. No risk in checking what offers you’ll get. You can borrow between $100 and $15,000 as soon as tomorrow.
Loans service for up to 60 months.
ZippyLoan connects borrowers to lenders through their network of lenders. They’ll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.
If you wanted to earn your 200 big ones then you can use the massive list below:
Swagbucks – $10 Bonus
Swagbucks is another great money making app to make some extra money in your free time. As a new member, you can earn up to $35 per survey! They are known for giving out fun, top-paying surveys. And you can also get paid to play games and watch TV!
There are a lot of ways you can earn money as a member (including a $10 bonus just for signing up).
Other ways you can make money with Swagbucks outside of surveys:
- Cash back program for online shopping (Includes $10 bonus).
- Get paid for searching the web (Includes $10 bonus)
- Watching videos (Includes $10 bonus)
Swagbucks is conveniently offering a $5 bonus just for signing up through this link, so act fast.
MyPoints – $10 Bonus
Have you heard of MyPoints? It’s a cash-back site that pays you to shop online. I love it because it lets you earn cash for the shopping you would do anyway.
And right now, you can earn a $10 Amazon gift card with your first purchase at any retailer through MyPoints!
Here’s how it works…
- Sign up for MyPoints here (you just need to give them a name and email address).
- MyPoints will instantly send you an email to confirm your email address. You’ll need to click that to get the free gift card.
- You’ll also need to purchase $20 worth of products at any of the more than 1,900+ top retailers like Walmart, eBay, & Amazon. MyPoints will reward you with 1,750 bonus points that you can redeem for a $10 Amazon gift card.
That’s all! It’s basically $10 off anything you buy.
InboxDollars Surveys – $5 Bonus
The next thing you can do is sign up for InboxDollars which pays you, in cash, to watch fun videos & take surveys and they’ll also give you a $5 free bonus just to give it a try.
By spending just 5-10 minutes per day on this (either on your lunch break or during TV commercial breaks) you can earn and save an extra $50/month.
More people should be doing this!
Survey Junkie – $1.25 Bonus
Taking online surveys to make extra money is a no-brainer!
You definitely won’t get rich with surveys alone, but you won’t waste much time, and you can make some money the easy way. Here is my favorite (and highest paying) survey site:
Survey Junkie: This is a free survey app for your phone that pays you to take online surveys, participate in focus groups, and try new products. And, I really mean free all around – free to join and they don’t charge anything to be a member (they will actually pay you in cash via PayPal).
You can get a free registration bonus for free when you join through this link.
|Survey Junkie pays between up to $50 per survey, and many of them take less than 5 minutes to complete. It is one of the highest paying survey sites that actually works. Sign up through here.|
Vindale Research asks for information about you so that they can match you with fitting surveys.
At up to $75 a pop for some surveys, and a free $2 just for signing up, it pays to check in daily to see which ones are available to you.
Cashouts are through PayPal.
|What do I like about this money making app? You’ll get $$$ just for signing up and they pay you straight cash. You don’t have to convert your points into cash, you can see your earnings on the dashboard.|
Rakuten – $10 Bonus
You’d be silly not to get cash-back for items you would have bought anyway. You can do this by shopping online with Rakuten.
Rakuten is my favorite way to make money when I shop online and right now they are offering a $10 sign up bonus through this link.
Every time I shop online, I start at Rakuten and then I get cash back deposited into my PayPal account.
Hello, free money! Join now for free here.
Ibotta – $10 Bonus
The app you should know about is Ibotta. This money making app is available for iOS or Android phones, helps you make money off your grocery receipts.
With Ibotta, you can earn real cash back every time you shop online or in-store. Simply check Ibotta before you shop in-store or online, travel, dine out, or make a purchase in your favorite apps, and you can get rewarded with cash back.
Ibotta works with leading brands and retailers, including Best Buy, Lowe’s, Safeway, eBay, and so many more, to help you save money without the hassle of traditional coupons, or promo codes.
Dosh – $5 Bonus
Looking for easy to use money making app to claim $5 now? The Dosh app is the free money making app that finds you money for shopping, dining out, and booking hotels and travel activities with more than 100,000 merchants and brands nationwide.
This company not only allows you to get cash back on everyday purchases, but no receipt scanning required!
Click here to get started with Dosh and get a $5 sign up bonus.
Drop – $1 Bonus
The Drop app tracks your purchases when you link up your credit card and debit cards to the free app. Then, it automatically adds Drop points to your account when you spend at certain merchants you’ve picked from their list. It’s simple.
When you reach a certain threshold, you can redeem Drop points for gift cards to popular retailers, like Amazon, Dunkin Donuts, Whole Foods, JC Penney, and many more.
Shopkick app lets you earn points for shopping, period. You can get points for just walking in the door of some stores (including Walmart, Target, TJMaxx and more), for completing various offers or buying popular products.
You can also earn rewards for referring friends or family! It’s a great money-making app to have your own and it’s totally free. There a quite a few ways to earn and you click here to download for free.
The free bot, Trim, lets you save money with automation and analyzes your spending patterns to find ways that they can take action and save you money. Plus, Trim negotiates cable, internet, phone, and medical bills, cancels old subscriptions, and more to save you money non-stop.
Paribus tracks your confirmation emails and watches for price changes so you don’t have to. When we detect potential savings, we let you know and help you get money back. You can simply enjoy shopping online as you normally would.
The company has found over $29 million in potential savings found for users to date. They track purchases from 25+ major retailers including Amazon, Target, Home Depot, Gap and Best Buy.
Fetch – $2 Bonus
The Fetch Rewards app brings everyday savings to your life with a quick and easy mobile app that rewards you for the purchases you already make.
With Fetch Rewards, just snap a quick photo of ANY grocery receipt and in seconds they’ll deliver points to your account on thousands of popular products. You’ll earn points on every receipt you scan.
Passive Income Money Making Apps
Acorns – $5 Bonus
Yup, it’s true! There are several companies out there that will give you free money to invest in stocks.
Acorns: CNBC calls it “the new millennial investing strategy.”
Once you connect the app to a debit or credit card, it rounds up your purchases to the nearest dollar and funnels your digital change into an investment account.
Sign up to try it risk-free with a $5 sign up bonus.
Nielsen – $50 per Year
By using the internet as you do every day, Nielsen invites you to make a difference – and you can make money too.
I downloaded this app and make around $50-100 passively… it’s a legit money making app.
You don’t really have to do anything other than initially registering your computer or phone.
|Nielsen: This company will pay you $50 a year keep their app on your favorite internet browsing device and they also give away $10,000 each month. So you can possibly make more than $100. Sign up through here for a registration bonus.|
Long Game Savings – 300 Points Bonus
To begin earning money, download the Long Game app.
Once downloaded, you will need to create an account and link your bank information. If you are uncomfortable with your personal account, you can set-up a new account with your bank of choice. To open an account, you will need to provide bank information, name, address, and a social security number. You can then fund the account for as little as $5. By funding the account and setting up a reoccurring deposit, you can earn free coins to play games.
Here’s how it works:
1) Click here to create an account, you just need to connect your bank account.
2) Then set how much you’d like to automatically save.
3) Get saving right away, because you’ll get a “bonus” in your first week: 40 coins per $1 auto-saved and 3 coins per $1 deposited. That’s free money!
4) Once you link your bank account, you’ll earn 300 points, so you can start playing right away for free.
Robinhood – $200 Free Stock Bonus
It’s been said that the average millionaire has seven streams of income. Dividend stocks are usually always in the mix. Dividend stocks are similar to regular shares of stock, but they pay you a small portion of the companies earnings monthly or quarterly. So it’s wise to build a portfolio or dividend paying stocks!
If you want to get hip to dividend investing, check out Robinhood. What I like about Robinhood is that they make it really easy to invest in stocks, while still having plenty of features as you get more comfortable with investing. Plus, they’ll even give you a free stock up to $200 just for joining.
You can claim your free stock bonus here (must complete application).
These are some of my favorite side hustles that help you earn money for doing simple tasks. If you are able to download an app and put in the work, you’ll make some extra money.
DoorDash, a food-delivery service, is looking for people who want to start delivering food to earn extra money and work on their own schedule.
To qualify, you must:
- You must be 18 years or older.
- Have access to a car or bicycle.
- Own an iPhone or Android smartphone.
- Driver’s license with at least two years of driving experience.
- Valid insurance — name on policy.
You choose the hours you work and get paid cash per order (once you have access to fast pay). Rates will vary by location.
Once you sign up to become a dasher, DoorDash will reach out about an orientation. Complete the orientation, and you’re on your way towards getting paid for every completed delivery PLUS 100% of tips received.
This is such an easy way to make money by delivering on your free time while making extra cash and funding your personal goals.
|Bonus: By signing up to become a DoorDash Driver you can get your first check this week by clicking here. I bet you’re lovin’ this article so far!
Lyft – $1000 Bonus
If you’re free nights and weekends, you can make money driving your fellow citizens around. You can make money by becoming a Lyft driver if you have a car, it’s a perfect way to make a good amount of extra money whenever it’s convenient for you.
A lot of people do this full time, so you can imagine that’s it definitely possible to do this on the side and make 200 dollars every few days and be able to save it.
Oh and Lyft pays it’s drivers more than Uber does.
And right now, they’ve got a promotion going on where any new driver will instantly get a $1000 bonus after completing their 125th ride.
Remember, you can make up $1500/week plus get an awesome $1000 Lyft driver bonus special for MoneyGator readers.
Instacart delivers groceries from local stores in two hours from stores like Whole Foods Market, Target, Costco and Petco. Why should you care? Because this is a lucrative opportunity for you to make that $200 fast.
If you wanted to become an Instacart personal grocery shopper, you’ll earn an average of $15 per hour!
Here’s how it works:
Sign up as a personal grocery shopper and start to receive grocery orders through an app on your smartphone and then shop and deliver groceries to the customer’s door.
- Start earning quickly, and get paid weekly
- Select hours based on your schedule
- Shop and deliver the customer’s order
- Get to know the city by delivering to new and familiar areas
- Click here if you are interested in learning more.
HealthyWage offers people the opportunity to earn cash for losing weight. Earn cash for losing weight? Sounds too good to be true, but you read it right. The company was founded in 2009, and its HQ is in New York, and part of their mission is to provide ways to have a measurable impact on the growing obesity epidemic in the US.
They do this by legitimately offering cash prizes to make weight loss and fitness more fun and effective. Since HealthyWage was founded they have been featured in literally hundreds of newspapers, magazines, TV shows, blogs, and website.
One of my readers made their own bet and learned that they could make up to $656.13 for only losing 15 pounds! That’s about $35 a pound, and about a cent per calorie cut.
How can you make money with it? You essentially bet on yourself and how much weight you can lose. Since they are promoting ways to be healthy, your winnings depend on how much weight you lose and how much you bet. It’s a great way to make money and be healthy at the same time.
If you’re free nights and weekends, you can earn extra money delivering food for fellow citizens around your city. It’s easy to deliver food with Uber – if you have a car, it’s a perfect way to make a good amount of extra cash whenever it’s convenient for you.
A lot of people do this full time, so you can imagine that’s it definitely possible to do this on the side and make extra money by delivering food with Uber, and be on your own schedule.
Bottom line: Deliver for a few hours in the mornings, every night, or just on weekends—it’s up to you. You are your own boss and you can choose when and how much you work.
It pretty easy to become a delivery driver for Postmates. It’s free to sign up and fast to get started. There are no fees or time commitments, so you take home 100% of what you earn every time you complete a delivery.
As a driver, you’ll get paid to deliver things like take out, groceries and even alcohol.
Here’s how to get started:
✔️ Create your account – Enter your name, email, phone number and provide a profile photo and proof of identity.
✔️ Receive welcome kit – Once Postmates verifies you are who you say you are, they will send you a delivery welcome bag in the mail.
✔️ Download the app, go online – Open up the app and start accepting delivery offers and get paid whenever it’s convenient for you!
Many reviews online state that you can make up to $25 per hour. You can also see how much you earned after each delivery and exactly how your earnings were calculated. Get free weekly deposits or cash out instantly anytime you want. If you’re interested, you can learn more here.
Still wondering, how to make extra money from home? Well, have you considered teaching English online (pick your own hours too)? All that is required is that you are fluent in English, have a bachelor’s degree, and have some tutoring experience. This a great way to earn money from home and already 30,000+ use VIPKID to teach English from home.
You’ll make $12-$22 an hour, and Forbes ranked this company #1 on it’s 2017 “Top 100 Places Work From Home Companies” Since this is a legitimate way to make extra money, the application process pretty detailed.
With an opportunity to make $650 a month, just from one hour out of your day, may be worth looking it. You can learn more about teaching English online on VIPKID’s website.
There is a company out there called Airbnb that can net you over $1,500+ a month just by listing your spare room just a few nights out of the month. Are you interested in seeing what your income potential could be by listing a spare room on Airbnb?
It’s easy to use Airbnb:
- Sign up for Airbnb (you just need to give them a name and email address).
- List your spare space in under 5 minutes.
- You can get paid when somebody books your spare room and you can charge whatever you want.
Remember, is a free room booking app for your phone. I really mean free all around – free to join and they don’t charge any fees for you to list your spare room.
See how much people are making from listings in your area, then make your own!
Do you have a car? Earn $10,000 this year with this one side hustle: Turn your car into a second paycheck with no driving necessary.
Listing your car is free and managing rentals is easy. You can choose how and when to rent your car. Rentals are managed through the app and smart car technology.
Earn $10,000 per year actively sharing your parked car. Start making passive income with Getaround.
Did you know that you can rent out your car when you’re not using it? And that you can bring in a lot of extra cash in your wallet by doing so?
Do you plan on heading on a vacation soon while your car sits unused at your home? Do you sometimes not use your car on the weekends? If so, renting out your car while you’re not using it could be an easy way to make passive income. A well-known company, Turo, which has signed up nearly 5 million users to its website, according to Bloomberg, lets you do just that.
It’s also really simple to do (and free). Listing your car is quick and easy and takes less than 10 minutes to set up. According to a recent Turo review, somebody listed their car for 5 days every month and made $3,496 in a year. Sounds pretty good to me. Oh, and they also protect your car against physical damage, so you’re fully covered.
There Will Always Be Money Making Apps that Pay You
It’s true, there are legit apps out there that pay you real money in 2022! When you officially make that leap into adulthood, it comes with a long list of responsibilities — financial ones included. That’s life, and we all learn to cope and keep moving forward. But every so often, there’s a small hiccup and — be it emotional, physical or otherwise — we run into a wall.
Expenses like car repairs force you to spend rent or utility money. You know you’re going to be short, so you’re pulling crazy overtime to make up the difference. Or, maybe you have to give up some recreational activities to make way for more responsible ones. These things happen, and when they do, it’s nice to have a little cash handy to lighten the stress load.
You could always pawn some of your stuff, true, but no one likes doing that. You could also ask your family for money, but that’s no good, either. And taking out an advance wage or salary loan is an even worse strategy. Why not try out one of these money-making apps instead?
That’s right: There are legitimate money-making apps that can net you some extra funds for whatever, whenever you want and we went through them all in this mega list.
For you: Have you found any other legit and best money making apps how you make extra money? Comment below!