Personal Loans.
Simplified.

At MoneyGator, we strive to help you make financial decisions with confidence. To do this, many or all of the products featured here are from our partners. However, this doesn’t influence our evaluations. Our opinions are our own.

You can use an unsecured personal loan to consolidate debt or finance large purchases. Interest rates and terms can vary, based on your credit score and other factors. Compare loans from multiple lenders and learn more about personal loans.

Here are the 3 best options for you

sofi

Our partner

sofi best personal loans

1. SoFi

Loan amount: up to $100,000

  • APR: 8.99% – 35.99%
  • Loan Term: 2 to 7 years
  • Credit Score: Fair/Good/Excellent
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upstart logo

Our partner

credible trustpilot

2. Upstart

Loan amount: up to $50,000

  • APR: 7.80% – 35.99%
  • Loan Term: 3 to 5 years
  • Credit Score: Fair/Good/Excellent
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upgrade logo

Our partner

3. Upgrade

Loan amount: up to $50,000

  • APR: 8.49% – 35.99%
  • Loan Term: 3 to 5 years
  • Credit Score: Poor/Fair/Good/Excellent

SEE UPGRADE PERSONAL LOANS DEAL >

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Our top pick

sofi
sofi best personal loans

SoFi offers personal loans up to $100,000 for credit card refinancing, debt consolidation, large purchases and more. Through their secure and straightforward online application process, borrowers can get rates in just 2 minutes and receive funds on the next business day. With fixed-rate APRs starting at 5.99%, they offer competitive loans with no prepayment penalties or hidden fees.​

best personal loans
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Should You Get a Personal Loan?

Personal loans become part of everyone’s life at one point of another and nowadays, direct lenders are on every page of the internet offering you the best deals.

But it's for good reason.

A Personal loan could be used to:

✅ pay off credit cards
✅ consolidate debt
✅ refinance student loans
✅ finance home improvement

…& so much more!

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