Personal Loans.
Simplified.

At MoneyGator, we strive to help you make financial decisions with confidence. To do this, many or all of the products featured here are from our partners. However, this doesn’t influence our evaluations. Our opinions are our own.

You can use an unsecured personal loan to consolidate debt or finance large purchases. Interest rates and terms can vary, based on your credit score and other factors. Compare loans from multiple lenders and learn more about personal loans.

Here are 5 options for you

Our partner

Loan amount: up to $100,000

  • APR: 5.99% – 35.99%
  • Loan Term: 2 to 7 years
  • Credit Score: Fair/Good/Excellent

Our partner

Loan amount: up to $50,000

Want free money?

  • BBVA: Want to get spotted $200 for free? Simply sign up for a new checking account and opt for direct deposit. Then just relax while this legit bank gives you $200 just for opening an online checking account. There’s no catch. This bank account is legit and only takes two minutes to sign up for an account (offer expires 8/21/20).
  • APR: 4.79% – 35.99%
  • Loan Term: 3 mo to 15 years
  • Credit Score: Poor/Fair/Good/Excellent

Our partner

Loan amount: up to $100,000

  • APR: 5.99% – 35.99%
  • Loan Term: 2 to 7 years
  • Credit Score: Fair/Good/Excellent

Our partner

Loan amount: up to $35,000

  • APR: 6.78% – 35.97%
  • Loan Term: 3 to 5 years
  • Credit Score: Poor/Fair/Good/Excellent

SEE UPGRADE PERSONAL LOANS DEAL >

Our partner

Loan amount: up to $50,000

  • APR: 7.99% – 35.89%
  • Loan Term: 3 to 5 years
  • Credit Score: Poor/Fair/Good/Excellent

SEE PROSPER PERSONAL LOANS DEAL >

Our top pick

SoFi offers personal loans up to $100,000 for credit card refinancing, debt consolidation, large purchases and more. Through their secure and straightforward online application process, borrowers can get rates in just 2 minutes and receive funds on the next business day. With fixed-rate APRs starting at 5.99%, they offer competitive loans with no prepayment penalties or hidden fees.​

best personal loans

Should You Get a Personal Loan?

Personal loans become part of everyone’s life at one point of another and nowadays, direct lenders are on every page of the internet offering you the best deals.

But it’s for good reason.

A Personal loan could be used to:

✅ pay off credit cards
✅ consolidate debt
✅ refinance student loans
✅ finance home improvement

…& so much more!

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Need Cash Now?
zippyloan

If you actually need money now, then you can opt for a personal loan. When you need money in a hurry ZippyLoan is where to go.

You apply for a loan through the ZippyLoan site, if approved they send your loan application to one of many loan providers.

You review the loan details and e-sign if you like what you see. No risk in checking what offers you'll get. You can borrow between $100 and $15,000 as soon as tomorrow.

Loans service for up to 60 months.

ZippyLoan connects borrowers to lenders through their network of lenders. They'll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.

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Want free money?

  • Aspiration: Want to get spotted a $100 for free? Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $100 just for opening a new debit card. There’s no catch, just use your card to make at least $1,000 in cumulative transactions within 60 days of opening an account. There’s no need to spend extra money — just use your card to buy groceries and pay your utilities. This bank account is legit and only takes two minutes to sign up for an account.